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Searches

Definition of 'Searches'

Searches that relate to credit applications are called ‘Enquiries’. You can’t be penalised for shopping around for the best credit deal. There are two types of Enquiry – Consumer Enquiries – relating to personal/individual finance – and Commercial Enquiries – related to commercial finance. If you look at your Credit Report, the search is then called an ‘Access’. These don’t affect your credit standing in any way.If you authorise someone else to look at your Credit Report, these are recorded as ‘Authorised Agent Enquiries’ and again, don’t affect your ability to get credit. All types of search stay on your Credit Report for 5 years. .

Use the links below to locate the term you are looking for. If you can't locate it, please get in touch.

Credit Jargon Starting 'G'

Credit Jargon Starting 'I'

Credit Jargon Starting 'J'

Credit Jargon Starting 'L'

Credit Jargon Starting 'M'

Credit Jargon Starting 'S'

Credit Jargon Starting 'T'

Credit Jargon Starting 'V'

Credit Jargon Starting 'W'

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