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Repayment History

Definition of 'Repayment History'

Sometimes called Payment History, or Credit History, Repayment History is simply a log of how well you have kept payments up on a credit agreement. After 12 March 2014, repayment history was added to Australian Credit Reports. About time too, as we were decades behind the US and the UK - and Credit Reports containing Repayment History are one of the best ways of ensuring that credit is always extended responsibly - and that credit is always given where it is due, and not where it is not. If you pay your credit card or loan repayments more than 5 days late, this can be recorded on your Credit Report a late payment for 2 years. Because we are all human, almost everyone will find the odd late payment on their Credit Report, but if the payment becomes later than one month overdue, or if there are many late payments, then that will adversely affect your Credit Score and limit your ability to get credit. .

Use the links below to locate the term you are looking for. If you can't locate it, please get in touch.

Credit Jargon Starting 'G'

Credit Jargon Starting 'I'

Credit Jargon Starting 'J'

Credit Jargon Starting 'L'

Credit Jargon Starting 'M'

Credit Jargon Starting 'S'

Credit Jargon Starting 'T'

Credit Jargon Starting 'V'

Credit Jargon Starting 'W'

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