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Gender

Definition of 'Gender'

Gender is very predictive in risk assessment. Consistently, and worldwide, women are statistically proven to be less risky than men when handling credit.

Although gender appears on your credit report, it is against the law to use it in credit assessment or in the calculation of credit scores. To do so would be discriminatory.

Similarly, race and religion cannot be used in credit scoring. Gender appears on your credit report simply as an identifier.

It is ironic that when gender was used to calculate credit scores (up until the early 1980’s), the proportion of women who were granted credit was higher than it is today. The removal of gender from credit scorecards had the effect of slightly restricting access to credit for women.

Use the links below to locate the term you are looking for. If you can't locate it, please get in touch.

Credit Jargon Starting 'G'

Credit Jargon Starting 'I'

Credit Jargon Starting 'J'

Credit Jargon Starting 'L'

Credit Jargon Starting 'M'

Credit Jargon Starting 'S'

Credit Jargon Starting 'T'

Credit Jargon Starting 'V'

Credit Jargon Starting 'W'

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