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Tenants could be better off than property owners in the short term

Renters are sometimes portrayed in the media in a dim light compared to their house buying friends, but new research finds that renters could potentially be better off over the next few months.

With rent costs decreasing across Australia and a warning from investment bank Macquarie that we have five months before house prices start to fall, now could be a better time to rent than buy.

Housing cycle predictions are common and with signs of the market slowing beginning to show, particularly when interest rates are expected to increase, house prices could fall.

The rampant housing market has been partly to blame, but both rental price drops and the slowing of the market can be attributed to the construction boom, which h .....

19 Oct 2015 by

Kelly Luff

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Banks look to dampen the property market

Perhaps when even the banks’ lending the money are warning about property prices, it may be time to question whether the housing market is really getting out of hand. Mike Smith of ANZ expressed concern that the hotspots of Sydney and Melbourne are overheated as part of their announced quarterly plans, and that the bank was treating these areas in particular “very cautiously”.

All of the major banks have already made attempts to slow investor growth by changing requirements and upping interest rates for this sector, but the growth continues in the owner-occupier sector in these areas.

"You have seen us address the regulatory brakes being applied to investor lending," Mike Smith states.

"Australia is, however, made up .....

28 Sep 2015 by

Barry Stamp

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Experts warn not to wait for a better home loan rate

Interest rates are at a record low but will home loan rates continue to drop or should you fix now?

1 Aug 2015 by

Kelly Luff

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Even debt collectors are warning of the risks of stretched borrowing

Interest rates are still low but some experts are worried that lenders are not checking borrowers thoroughly enough

9 Jul 2015 by

Barry Stamp

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Property industry GDP now Australia’s best performing

The property industry now pays 16% of all annual taxes and employs more people than mining and manufacturing combined

5 Jun 2015 by

Richard Catlin

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